Specialized Comp
Lyon and Wolivar, Inc. (le w Investigations) offers tips on Workers' Compensation Claim Abuse
Dateline: Westborough MASSACHUSETTS ...
There is a misperception that people who file claims for compensation workers are not "much harm." In fact, about 80 percent of all workers comp claims filed are legitimate, people actually injured and entitled to its claim. That said, insurance companies, human resource managers and other professionals involved in the claim process must be aware of red flags to detect about 20 percent said not at the top to top.
Lyon and Wolivar Inc. (L & W Investigations), the largest firm specializing in private investigations of insurance claims, offers these tips or red flags for possible abuse of workers comp Claim:
- Multiple complaints within a short time (eg three in one or two years).
- Absences longer than anticipated for minor injuries, the resistance to the coming back to work in partial service or other jobs within the company.
- The claimant experiencing financial or domestic problems prior to the claim.
- The alleged injury occurring before or just after of a strike, layoffs, plant closure, job termination, the performance of temporary work or notice of employer relocation.
- A letter from a lawyer or a medical clinic is the first notice of loss.
- The claimant alleged injury reports immediately after disciplinary action, notice of probation, demotion or being passed over for promotion.
- No witnesses the accident, or conflicting accounts of the accident, the conflict between the witnesses and the complainant.
- The accident or type of injury is unusual for the claimant's line of work.
- The claimant frequently changes physicians.
"The Coalition Against Insurance Fraud estimates the costs associated with insurance fraud of $ 120 million annually. That's not an epidemic, a plague and it requires insurance and HR professionals to be aware of these warning signs, "said Neal Lyons, president and CEO of Lyon and Wolivar, Inc.
L & W is not your typical private investigations firm because it works exclusively on workers compensation, disability, liability, auto and property claims for organizations ranging from insurance companies to third party administrators, self-insured companies to law firms and municipalities.
L & W employs experienced researchers who specialize in investigating insurance cases (or claims). All L & W investigators go through extensive training and have access to most state of the art surveillance equipment generation. L & W offers service include: surveillance; statements; activity or disability checks, asset / background investigations and medical audits and inspections of the clinic.
For more information on L & W Investigations you can call their corporate offices at (508) 616-9370 or visit the Web site at www.lwinvestigations.com.
Not your everyday investigations firm
Lyon and Wolivar, Inc. (L & W Investigations) specializes in insurance claims. In addition to nationwide coverage, L & W investigators are highly trained specialists equipped with the latest technology for next-generation surveillance and other advanced systems to provide the results of the second-to-none and service. This includes reports on case status online, video delivery by digital download or CD, DVD or VHS tape, cutting-edge services at no extra charge and much more.
L & W Investigations territories are located across the U.S. and the Hawaiian Islands and as in Canada and Puerto Rico.
For additional information, visit the Web site or contact L & W www.lwinvestigations.com headquarters located in Westborough, Massachusetts, at (508) 616-9370.
About the Author
Steve Dubin is the owner of PR Works, a public relations agency located in Kingston, Massachusetts.
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